Burden to prove transaction as commercial is on the Defendant
Shubham Budhiraja [1] Mr. A subscribed to the chit tickets of chit fund company. The chit company stopped the business and Mr. A instituted consumer case seeking refund of deposits made in chit fund. The chit company took a plea that Mr. A is not a consumer because transaction is for commercial purpose. The Learned District Forum, Hon’ble State Commission and Hon’ble NCDRC favoured the complainant. The Hon’ble Supreme Court held as under [2] : (i) To file a complaint, one must be a complainant and for one to be a complainant, he must be a consumer. If a person fails to come within the definition of a consumer, he cannot be a complainant and therefore, such person cannot file a complaint under the Act. (ii) The definition of consumer has three parts. The significance of deconstructing the definition into three part...